Are UCC Leads Dead? Are They Still Worth Investing for MCA Businesses?

Merchant Cash Advance (MCA) lenders look for reliable sources of leads. One type that often sparks debate is the MCA UCC leads. Some in the industry believe these leads have lost their effectiveness. Others continue to rely on them as a steady source of potential clients. So, are UCC lists still worth the investment? Let’s take a look, shall we? The Reality: UCC Leads Aren’t Dead Yet UCC filings or lists are public records showing that the businesses have secured funding from another company at some point in time (usually, an MCA or a similar agreement). And this history of funds makes such companies ideal targets for future funding. That's why lenders always go after them as the right MCA leads. Funding History: These businesses have already received a merchant cash advance, so they know the process. That means less time spent explaining how MCAs work. It also shows they’ve needed funding before. Warm Outreach: Compared to completely cold leads, these businesses are more approa...